Privacy Policy
We at Dream Catcher Financial consider the protection of your sensitive personal information to be an important priority. Our privacy policy and practices are designed to support this objective. We want our customers to understand what information we collect and how we use it. We collect non-public personal information about our clients such as you from the following sources:
- Information we receive from you on application and other forms;
- Information about your transactions with us, our affiliates or others; and
- Information from a consumer-reporting agency.
We do not disclose any non-public personal information about our customers or our former customers to anyone, except as permitted by law.
We restrict access to non-public personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your non-public personal information.
If you have any questions regarding this policy please contact us.
Larry J. Burns
Owner
Web Site Privacy Policy
In furtherance of its commitment to privacy, Dream Catcher has adopted information gathering and dissemination policies for the www.dreamcatcherfinancial.com web site (the "Site"). These guidelines have been developed with the recognition that Internet technologies are rapidly evolving, and that underlying business models are still not established. Accordingly, these guidelines are subject to change. Any such changes will be posted on the Site. Dream Catcher is not responsible for the content or the privacy policies of web sites to which it may link.
What information does Dream Catcher gather and/or track?
Cookies: Dream Catcher does not currently employ tracking cookies in connection with the Site. Cookies used do not collect or transfer any personal information.
IP Addresses: Dream Catcher does not log IP Addresses.
Credit Card Information: Dream Catcher does not currently collect credit card information through the Site.
E-mail Addresses: When a visitor submits an inquiry or comment, Dream Catcher may log and retain the visitors e-mail address.
What does Dream Catcher do with the information it gathers and/or tracks?
E-mail: Using the e-mail address provided when a visitor submits an inquiry or comment, Dream Catcher may contact the visitor regarding its inquiry or comment. Dream Catcher may also send e-mail to its visitors about services offered by Dream Catcher. If a visitor prefers not to receive promotional materials from Dream Catcher, he/she should refer to the "Opting Out" provision below.
Data Security: To prevent unauthorized access, maintain data accuracy, ensure the appropriate use of information and protect against loss, misuse or alteration of information under Dream Catcher's control, Dream Catcher has put in place appropriate physical, electronic and managerial procedures to protect the information it collects on-line.
A special note about children viewing the Site
The site is not intended for children, and Dream Catcher asks that minors not submit any personal information. If a visitor is a minor, he/she may use the Site only in conjunction with a parent or guardian.
Optioning-out corrections and cancellations
Upon request, Dream Catcher will (a) remove a visitor and a visitor's personal information from Dream Catcher's database; (b) correct personal information that a visitor states is erroneous; or (c) permit the visitor to "opt out" of further e-mail contact. To request a correction or cancellation, or if a visitor has any questions concerning this privacy statement or Dream Catcher's information gathering and dissemination practices, the visitor will be instructed to contact Dream Catcher's Manager. "Visitor" refers to each individual user of the Site and, if applicable to such use, the visitor's employer or firm.
Terms and Conditions
Terms of Use
Upon accessing this Site, you acknowledge that you will or have read and agree to abide by the terms and conditions described below (the 'Agreement'). If you decide not to agree to the terms and conditions discussed herein, you should exit this Site. Use by you or by any person authorized by you of this Site indicates your agreement to these terms and conditions. This Agreement shall apply regardless of the means by which the site is accessed, including, but not limited to, the URL address http://www.dream catcherfinancial.com, electronic mail, or links from another site.
Disclaimer
Your use and browsing of this Site is at your own risk. neither Dream Catcher Financial ("Dream Catcher") nor any other party involved in creating , producing, or delivering the Site is liable for any direct, Incidental, consequential, Indirect, punitive, or other damages of any kind (Including, without limitation, any damages caused by viruses contained within the electronic files of this Site) arising out of your access to or use of this Site, or the inability to use this Site, whether caused by the equipment, software, Dream Catcher or by internet browser providers, online service providers or an employee, agent or subcontractor of any of the foregoing.
WITHOUT LIMITING THE FOREGOING, EVERYTHING ON THIS SITE IS PROVIDED TO YOU " AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WHILE Dream Catcher MAKES EVERY EFFORT TO PROVIDE ACCURATE INFORMATION ON THIS WEB SITE, IT ASSUMES NO RESPONSIBILITY FOR ACCURACY, SOME INFORMATION PROVIDED TO YOU THROUGH THIS WEB SITE MAY CONTAIN TECHNICAL OR OTHER INACCURACIES OR OMISSIONS AND MAY BECOME OUTDATED
Modifications
Dream Catcher may change the information on this Site or the services mentioned at any time without notice and without first updating the channels through which information is provided to you.
No Offer of Advise
Nothing on this Site or in those channels is intended to provide legal, accounting, tax or financial advice; you should consult your own professional advisor on such matters. Information about services that are not already provided to you by Dream Catcher is provided for information purposes only and should not be considered as an offer to make those services available to you.
Ownership of Materials
The content and information on this belongs to Dream Catcher and the unauthorized reproduction or distribution of any portion is prohibited. Our logos may not be used without our permission. Trademarks or service marks of others that are referenced on this Site are the property of their respective owners. No part of these pages or screens may be copied (except as strictly necessary for you to view these materials on your own computer), republished, redistributed, modified, or otherwise used or exploited by you, with or without our prior written consent.
Areas of Service
This Site has been published in the United States for residents of the United States. The information provided on this Site is not intended to be provided to, or used by, any person in any jurisdiction or country where such provision or use would be contrary to law or which would subject Dream Catcher or its affiliates to any registration requirement within such country or jurisdiction. Dream Catcher does not claim that the services described in this Site are available in any particular jurisdiction or appropriate for any particular person. In addition, nothing on this Site shall be considered a solicitation to buy or offer to sell a security or service to any person.
Dream Catcher and any of its employees acting as an agent, may transact business in a particular state only if first registered, excluded or exempt from registration requirements either individually or as a firm. In addition, follow-up, direct conversations or meetings with individuals in a particular state by either Dream Catcher or its employees acting as agent to effect or to attempt to effect transactions in securities, will not be made unless the firm and the relevant employee (s) is/are registered, excluded or exempt from registration requirements either individually or as a firm.